Dream home becomes reality
Whatever your journey, we’re with you
At Lenderful we want you to be in control when getting an online mortgage, so it’s important for our borrowers to understand the mortgage options available to them.
Tried and true. Set interest rate, giving you a fixed payment that will not change over time.
- Popular with first time buyers
- Planning to own for 10+ years
- Have 620+ FICO score
- 1%-20% down payment based on various conditions
Adjustable Rate Products
Fixed rate for a set period of time. Rate may fluctuate one time per year thereafter.
- Planning to move or refinance in 5-10 years
- Lower initial payments
- Minimum 620+ FICO score
- 5%-20% down payment
Government sponsored program geared toward first time home buyers.
- Smaller down payment
- Easier to qualify for than conventional loan
- Require insurance premiums
- Minimum 3.5% down payment