Dream home becomes reality

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Loan Options

At Lenderful we want you to be in control when getting an online mortgage, so it’s important for our borrowers to understand the mortgage options available to them.

Fixed Rate

Tried and true. Set interest rate, giving you a fixed payment that will not change over time.

  • Popular with first time buyers
  • Planning to own for 10+ years
  • Have 620+ FICO score
  • 1%-20% down payment based on various conditions
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Adjustable Rate Products

Fixed rate for a set period of time. Rate may fluctuate one time per year thereafter.

  • Planning to move or refinance in 5-10 years
  • Lower initial payments
  • Minimum 620+ FICO score
  • 5%-20% down payment
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FHA

Government sponsored program geared toward first time home buyers.

  • Smaller down payment
  • Easier to qualify for than conventional loan
  • Require insurance premiums
  • Minimum 3.5% down payment

It’s all about you

At Lenderful we want you to be in control when getting an online mortgage. It’s important for our borrowers to understand the mortgage options available to them.

Learn More
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